Originally Posted by chopper
And...now that everything is under control (most importantly me), I am using my credit card for almost everything and paying it off each and every month. It is a money maker because I don't pay interest, and I get rewards back on it. A win-win for me!
Same here, last year I earned $300 in rewards without a penny in interest or fees!
For a while after getting out from under, I was scared to use a credit card, now I see the benefit of being very disciplined.