I don't know what we are talking about here,
Originally Posted by CharlieD
I don't know what we are talking about here, but US medical care/insurance needs a complete overhaul. Which we were promised, but got worse than what we used to have. I try not to go to doctor now. Because I have 2500 deductible now and that is a lot of money.
I'm not really sure either
but I'll assume that TL is right.
Insurances are so different (talking about the U.S.). Using Blue Cross as an example two people who have BC may have completely different plans which changes how much co-pay they are liable for.
I have Blue Cross but because of the plan I have NO
My meds (and some that I had to use were maybe $1000 for 30 days) I only pay one dollar for them. A four day stay in the ICU cost me zip! (There are no typo in this paragraph) But I happen to have a really great ins. plan (for retirees) and that's not the norm.
The next person may have a humungus co-pay for services and meds.
As long as there are lobbyists for insurance companies I fear that the US system is going to keep it's status quo for quite a while. But when I read of what people who have NHS (not just here ) report I'm not sure which is better. There are pros and cons enough for both sides.
I think your idea, CharlieD, about trying not to go to a doctor is a great idea. Let's hope you can fulfill that for the rest of your life.