A word to the wise here ... there is NO excuse for the treatment you got msmofat. However, for some of us you CAN prevent that happening to your children, especially if you're getting on in years or have cancer or a heart condition that could go south any time. I know for some it is ghoulish or it makes them fear for causing bad luck (just as some refuse to make out wills). My parents (75 and 79, Mom with cancer) made their plans well in advance (at least a decade ago) so their bodies will be taken care of without us girls having to shoulder these responsibilities. The local funeral home will immediately go to work once one of them dies. And, no, they are not wealthy, they're what most would call lower middle class, if that. So save your children from what she had to go through. No one is immortal, although I hate to say it, many of us boomers like to think if we eat enough granola we will be. So, think of your children and make plans so that in their terrible hours they won't have to make horrible, expensive decisions or get a call like that one! I'd be devastated.
My heart goes out to you.