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Old 03-20-2015, 09:04 PM   #4031
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I have the option of paying my tax/water/sewer bills via credit card but there's a $35. fee for each payment!
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Old 03-20-2015, 09:10 PM   #4032
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I have the option of paying my tax/water/sewer bills via credit card but there's a $35. fee for each payment!


Thank goodness that stuff is all part of property taxes here. I don't have to do anything to pay my property and school taxes. The bank that has my mortgage does that. That's fairly common here. Estimated property and school taxes are added to my regular mortgage payments.
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Old 03-20-2015, 09:11 PM   #4033
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I use my credit union's free online bill payer service to pay all my bills. Now when I write checks it's for gifts.
I wonder if I did that would Verizon still charge? I am going to give them another call on Monday. The amount of the charge is outrageous. And I wonder if being a senior has any bearing of them possibly letting the fee go to the wayside. I am really P.O.'d about this. I am going to call my CU Monday to see if they can act as my advocate. I just get frustrated very easily now, when I find myself in a situation like this. I either start yelling or crying. Their CS sucks big time. Twice I got disconnected when I called them.

Well, so much for my vent today. Stay tune for Chapter Two on Monday.
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Old 03-20-2015, 09:14 PM   #4034
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Thank goodness that stuff is all part of property taxes here. I don't have to do anything to pay my property and school taxes. The bank that has my mortgage does that. That's fairly common here. Estimated property and school taxes are added to my regular mortgage payments.
That's common here too. Impounded.
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Old 03-20-2015, 09:27 PM   #4035
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I don't have a mortgage on my home so when I pay property taxes, I pay by check via snail mail because they want an extra $15 "processing fee" if you pay online by credit card. That's not much, but it's the point of it that peeves me off. It's ridiculous. It's high enough already.
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Old 03-20-2015, 09:39 PM   #4036
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I don't have a mortgage on my home so when I pay property taxes, I pay by check via snail mail because they want an extra $15 "processing fee" if you pay online by credit card. That's not much, but it's the point of it that peeves me off. It's ridiculous. It's high enough already.
They need to recover their credit card fees the banks charge them.
I pay my prop taxes on line and the funds come out of my checking account. No processing fee for that. Hefty late fee if you miss the due date though...
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Old 03-20-2015, 09:44 PM   #4037
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Years ago here in Massachusetts the banks would hold back your money for your taxes and then pay them for you when due. The courts decided that they couldn't hold your money without paying interest on it. A lot of folks got some nice big checks of back interest that the banks never paid. My sister was one of them. It was for more than her mortgage payment. Now you have the option of if you want them to hold back the tax money or not. I think most banks though make it mandatory for first time home buyers. When my sister died, her home was mortgage free. And she never took out a reverse mortgage.
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Old 03-20-2015, 09:59 PM   #4038
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In MA, if your mortgage is 70% of the purchase price or less, you can opt to pay your own property taxes quarterly rather than paying them to the bank monthly as part of your monthly mortgage payment.
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Old 03-20-2015, 10:14 PM   #4039
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In MA, if your mortgage is 70% of the purchase price or less, you can opt to pay your own property taxes quarterly rather than paying them to the bank monthly as part of your monthly mortgage payment.
Now that is something I didn't know. Having never owned a home of my own, I only know from what my sister did with her mortgage. I do know my sister's home was mortgage free for the last twenty plus years before she died.
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Old 03-20-2015, 10:16 PM   #4040
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That's common here too. Impounded.
Impounded???
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