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Old 02-23-2014, 10:14 PM   #6751
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My phone has started randomly dropping the last character or two before the whitespace. So instead of, "understand" I end up with, "understan" or instead of, "Yesterday I watched a movie," I get, "Yesterday I watch a movie." Between this, typos, and my poor spelling it's a wonder I can post anything readable.
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Old 02-23-2014, 10:46 PM   #6752
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Originally Posted by Dawgluver View Post
duct taped Latte:

Attachment 20831
Now that's a kitty who needs a sweater...
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Old 02-23-2014, 11:16 PM   #6753
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I wonder if most cats are that wrinkly under their fur.
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Old 02-24-2014, 07:04 AM   #6754
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duct taped Latte:

Attachment 20831
Are you sure that critter isn't a gremlin, or maybe a bat whose wings have been clipped? It looks pretty scary to me.

Seeeeeya; Chief Longwind of the North
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Old 02-24-2014, 08:22 AM   #6755
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Are you sure that critter isn't a gremlin, or maybe a bat whose wings have been clipped? It looks pretty scary to me.

Seeeeeya; Chief Longwind of the North
I saw this pic of a hairless cat on FB a while ago. I think the caption was, "My precious".

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Old 02-24-2014, 10:14 AM   #6756
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I saw this pic of a hairless cat on FB a while ago. I think the caption was, "My precious".

I just know I am going to have nightmares.
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Old 02-26-2014, 11:17 PM   #6757
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Simply having a very high limit on a line of credit can affect your credit purchasing power in some instances, like if you're trying to finance a new car or applying for a home loan, for example. You can potentially max out on your credit, increasing your monthly payment obligations.
That's actually an outdated concept. Now high limits with very little utilized is great for your credit as lenders can see that you are very responsible. Having high limits with very little utilized has helped my score climb. I never have issues getting approved. Any lender can look at my reports and see that I'm not leaning on my credit cards or spending more than I can afford.

Your credit score will look a lot better if the reporting balance is $1000 on a $10,000 card than on a $2000 card, the $2000 card will be half maxed out where the other will only be 10%. Keeping reported balances under 30% keeps the score healthy. Even if you pay in full every month they will still report something depending on the date that it is set to report.

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Old 02-27-2014, 12:30 AM   #6758
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That is pretty much how we've lived our credit life all along. High credit limit, responsible usage, pay off every month in full. Discover is now providing cardholders with a FICA score every month if you have their "It" card. FWIW, I didn't know the scale went higher than 800 ..till now. It may just apply to our Discover use only, but since we manage all our bills the same I would think it's a good snapshot.
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Old 02-27-2014, 01:37 AM   #6759
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I agree with what the Chief said----- but if Addie is talking about babies then that may be another issue. However, my daughter, as a baby/toddler would whip a hat off her head as quick as a wink! She always hated anything on her head.

If I had lived in blizzard county I guess I could have stapled the hat on her head.

When it did snow and she was still young and played outside all the warm clothes I put on her were soaking wet from sledding, snow ball fights etc that I wondered why I even put clothes on her. (just kidding guys, but you catch my drift.)
I was referring to young children, up to five or six years old. As far as the hats; I always bought hats that tied on and I did the tying. Tie it into a bow and then tie the bow again. Hats stayed on. I didn't have to much trouble with the girls. They were always getting earaches, so they knew the consequences of not wear their hat. Then when Poo came along he had the same problem and more often than not opted to stay in rather than bring on an earache. He got to the point that he wouldn't even tell me if he had one. He would just go and get the drops and take care of it himself. That kid was born to practice medicine.
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Old 02-27-2014, 06:20 AM   #6760
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That is pretty much how we've lived our credit life all along. High credit limit, responsible usage, pay off every month in full. Discover is now providing cardholders with a FICA score every month if you have their "It" card. FWIW, I didn't know the scale went higher than 800 ..till now. It may just apply to our Discover use only, but since we manage all our bills the same I would think it's a good snapshot.
It's a Transunion FICO score, so it is a real one that reflects your Transunion credit report, so it is legit! Usually to get all three REAL scores, you have to pay $30, so getting one free is a good thing. I have Discover too.

There are lots of "credit scores" out there, but if they don't have the FICO logo than they aren't the real deal.
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