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Old 04-04-2015, 05:14 PM   #22601
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Originally Posted by Andy M. View Post
Addie, giving a company permission to take the amount of a bill from your account every month is one way of dong automatic payment. Another is to use the bill payer function your bank offers.

The difference is who initiates the payment. In the first option, the company automatically takes the billed amount from your account every month and you never have to do a thing.

With the second option, you have to receive the bill and go to your bank's online bill payer service and enter the amount to be paid and the payment date each month. If you forget, you're payment wont get made. This what I do.

The second option gives you a little more control. You can examine your bill for errors before you commit to paying that amount. The first option is a "set it and forget it" option.

I don't use the first option so I don't know a lot of details. I would assume you can stop the auto withdrawals anytime. I don't know how long that takes or what the process is.
Thanks Andy. The three bills I have, the amount will never change except for one. And that is Comcast. They sneakily make a quiet increase at least once each year. One is my life insurance premium. That will never change. I will do it through my bank. I feel safer that way. First thing Monday morning I will give them a call. Unfortunately I have to pay my rent by check. I am going to look to see if Metro Management accepts automatic payment. I doubt it though. They are hell bent and determined to make our lives more difficult here. My rent won't change until August. Any increase I got from SS in January doesn't affect my rent until my rental anniversary. And that will be only no more than two or three dollars a month.

I will work it out and let you know how I am doing. Sounds interesting. I have been a customer of my bank since the late 80's. They love me.

I used to mail my deposits and do other banking only by mail. One day when I had my daughters settlement check in hand it was well over $20,000 and I had to go in town to make a deposit. When I gave the check to the teller with the deposit slip, she yelled out, It's 602, its 602. (my member number) Everyone came running to see what I looked like. My member number will tell you that I was one of the very first who joined when the Credit Union was first started.
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Old 04-04-2015, 05:42 PM   #22602
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MC can you take an up to date pic of your horse on your phone ?
Sorry no. My phone isn't that sophisticated. I only buy the cheapest, most basic phones because I lose the damned things!

I do have a digital camera but haven't a clue where it is. I never took to it, preferring my ancient Agfa Silette.
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Old 04-04-2015, 09:01 PM   #22603
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.....I used to mail my deposits and do other banking only by mail. One day when I had my daughters settlement check in hand it was well over $20,000 and I had to go in town to make a deposit. When I gave the check to the teller with the deposit slip, she yelled out, It's 602, its 602. (my member number) Everyone came running to see what I looked like. My member number will tell you that I was one of the very first who joined when the Credit Union was first started.
Wow! If my credit union ever yelled out my member/account # throughout the bank like that I'd withdraw my money, close my account right then and there, and report her.
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Old 04-04-2015, 09:37 PM   #22604
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Wow! If my credit union ever yelled out my member/account # throughout the bank like that I'd withdraw my money, close my account right then and there, and report her.
Considering I was the only customer in the room, I doubt any information was spread about. I found it rather amusing myself. Evidently I was some sort of a celebrity to them. And a mystery person. For years they had never seen me. What could any person do with the numbers 602. The majority of customers numbers are more than six figures long. And would you consider 602 a bank account number? Hardly.

My daughter has just died. I had bigger battles to fight than worry about my account number being yelled out to employees in an empty bank. Like what do I do with five orphaned children.
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Old 04-05-2015, 03:44 AM   #22605
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MC so what do you do with photos , you have to get film developed ? Dig out the digi camera you will be amazed how easy it is . I thought you would have loads of horsey photos on a phone, even the basics now have cameras on them and not expensive .
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Old 04-05-2015, 12:19 PM   #22606
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Today is a cooking day. Everything has been prepper, so today I'm making 6 dishes. I won't have to cook for awhile, although I probably will.
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Old 04-05-2015, 12:36 PM   #22607
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Today is a cooking day. Everything has been prepper, so today I'm making 6 dishes. I won't have to cook for awhile, although I probably will.
Well, I took the plunge and have three bills on automatic bank withdrawal. Now I just have to contact Metro and see if they accept automatic payment from the bank. They must. A lot of residents that are legally blind usually do not have checking accounts. And then we have a couple of them in the building that are in the early stages of dementia and they can't write checks either. Metro will only accepts checks from the residents. No cash. What a nice feeling actually. I will know immediately what my balance will be each month within 24 hours of my check being deposited. If I can get Metro to cooperate, I will be one happy camper on the fifth of each month.
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Old 04-05-2015, 02:44 PM   #22608
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Well, I took the plunge and have three bills on automatic bank withdrawal. Now I just have to contact Metro and see if they accept automatic payment from the bank. They must. A lot of residents that are legally blind usually do not have checking accounts. And then we have a couple of them in the building that are in the early stages of dementia and they can't write checks either. Metro will only accepts checks from the residents. No cash. What a nice feeling actually. I will know immediately what my balance will be each month within 24 hours of my check being deposited. If I can get Metro to cooperate, I will be one happy camper on the fifth of each month.
If Metro does not accept automatic deposits check with your bank to see if they will issue a check. My bank will cut and mail a check for a preset amount each month. They normally charge a fee for the service to cover the cost of a stamp. They waive it and all other fees on the limited activity senior saver checking account that I have.
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Old 04-05-2015, 03:29 PM   #22609
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If Metro does not accept automatic deposits check with your bank to see if they will issue a check. My bank will cut and mail a check for a preset amount each month. They normally charge a fee for the service to cover the cost of a stamp. They waive it and all other fees on the limited activity senior saver checking account that I have.
I write a check now and drop it in the office mailbox downstairs. Or if the manager is in, I just hand it to her. I just don't want to be bothered any more with bill paying.
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Old 04-05-2015, 04:29 PM   #22610
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Laundry. Mountains of laundry.

For some reason, DH feels the need to take 987 gray t shirts on any vacation. OK, that's a slight exaggeration, but close. He usually just wears 3, but the rest get put in the dirty clothes hamper when we get home to be washed anyway.
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