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Old 07-23-2015, 05:15 PM   #23601
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We use a credit card for practically everything. Then we fly for free with the miles
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Old 07-23-2015, 05:40 PM   #23602
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We "charge it!" for everything too. Instead of airline miles, we use Discover cash back to get gift cards to places we shop: Lowe's, BBB, chain restaurants. We use the restaurant cards when we travel, so most of our food while on the drive down/back is "free food". We DO enjoy a night out at the Bahama Breeze in Fort Myers, too.

Right now I'm pretty sure I should be banking that cash back credit to save for a boat load of BBB cards. Somehow, I think when you "toast" bread, you shouldn't have to flip it over to get both sides tanned...
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Old 07-23-2015, 05:44 PM   #23603
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We use a Chase Freedom card, which, depending on the season, gives cash back, up to 5%. We exchange the points for cash or bill credit.

When we travel, we use the Charles Schwab debit card, which rebates all our international ATM charges.
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Old 07-23-2015, 05:54 PM   #23604
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We also charge just about everything on our Capitol One cards. They have paid for several airfares to Aruba and car rentals while there. Alas, those days are gone as, since SO retired, she doesn't build up as many points on her CC.

As a side note, you are not protected from fraud on your debit card like you are on your CC so be careful where you use it. I use my DC only at Costco.
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Old 07-23-2015, 06:52 PM   #23605
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Originally Posted by JoAnn L. View Post
I needed some money out of my account at the bank so I wrote out the check for cash as usual. When the checker had my money she just layed it on the counter and said "there'. I said aren't you going to count it back to me and she said, we don't do that anymore. Well, I said, I will count it while I am standing here. She said no problem, some do and some don't. Is this something new? Another thing, the money was not all facing up and in the right direction. I know it's no big deal but it just took me by surprise.

I am really surprised the money wasn't counted out to you. Don't tellers have to balance out their drawer every night? I visit my bank a couple times a month and they count all money to me, and everyone else.
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Old 07-23-2015, 07:04 PM   #23606
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As a side note, you are not protected from fraud on your debit card like you are on your CC so be careful where you use it. I use my DC only at Costco.
This is good advice. I only use mine at the bank, unless I leave my credit card on my desk after doing an online purchase
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Old 07-23-2015, 07:05 PM   #23607
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Our credit union has money counting machines. You hand the teller a withdrawal slip and he enters the info including the denominations you request. The machine by his side counts out the money and it's handed to you. Not sure if it's counted back.
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Old 07-23-2015, 07:31 PM   #23608
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Our credit union has money counting machines. You hand the teller a withdrawal slip and he enters the info including the denominations you request. The machine by his side counts out the money and it's handed to you. Not sure if it's counted back.
Same with my credit union. Depending how much $ I want, they ask if I want 10s, 20s, or 50s and the machine counts it out. I almost always use the ATM and hardly ever go to the bank, but the last time I did they still counted out the bills.
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Old 07-23-2015, 08:43 PM   #23609
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Our credit union has money counting machines. You hand the teller a withdrawal slip and he enters the info including the denominations you request. The machine by his side counts out the money and it's handed to you. Not sure if it's counted back.
Ours does the same, makes transactions very quick.
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Old 07-23-2015, 08:45 PM   #23610
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We use a credit card for practically everything. Then we fly for free with the miles
It's so rare for me to use cash. I put $100 in my wallet at the end of march and still have some of it.

Thanks to reward points we hardly ever have to pay for a hotel.

I used my Costco Amex to pay for all my mom's moving expenses and racked up a good amount of points, especially filling up that moving truck with gas over and over!
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