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Old 10-14-2015, 01:11 PM   #24391
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I use that option for my insurance company, too. (State Farm) I think it's under 12,000 yearly here, I'd have to go look. There's no way I come even close to driving that many miles in a year. It does save a little, and yes, everything helps.
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Old 10-14-2015, 01:12 PM   #24392
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For me, the cutoff is 5,500 miles or fewer to get the discount.
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Old 10-14-2015, 05:35 PM   #24393
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I don't know what the cutoff is with my insurance company. They asked me how much I drive in a year before they quoted the price. They said to let them know if it goes up or down. It seems like a pretty good deal. A lot of insurance companies in Quebec charge a lot to insure Volvos because they consider them "performance vehicles". No savings because they are safe vehciles because bodily injury insurance is provincial and paid with driver's license and registration.
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Old 10-14-2015, 09:45 PM   #24394
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I had heard that if you drive under so many mile in a year you get a cut on your car insurance...
JoAnn, there are all kinds of variables between the different insurance companies. You should ask your agent if you can get a discount for (mention those that apply to you): low mileage, garaging your car, loyalty discount, senior discount if you're old enough (and each company has their own idea of "old enough", so if you're over 50 it wouldn't hurt to ask), anti-theft features...heck, just ask what you CAN get discounts for and tell her/him to be thorough!

By the time we get all the discounts we're eligible for on both of our cars, we probably end up with about 25% off the initial base price. Good luck!
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Old 10-14-2015, 09:50 PM   #24395
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JoAnn, there are all kinds of variables between the different insurance companies. You should ask your agent if you can get a discount for (mention those that apply to you): low mileage, garaging your car, loyalty discount, senior discount if you're old enough (and each company has their own idea of "old enough", so if you're over 50 it wouldn't hurt to ask), anti-theft features...heck, just ask what you CAN get discounts for and tell her/him to be thorough!

By the time we get all the discounts we're eligible for on both of our cars, we probably end up with about 25% off the initial base price. Good luck!
I will be giving our agent another phone call. Thanks for the information.
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Old 10-15-2015, 02:52 AM   #24396
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JoAnn, there are all kinds of variables between the different insurance companies. You should ask your agent if you can get a discount for (mention those that apply to you): low mileage, garaging your car, loyalty discount, senior discount if you're old enough (and each company has their own idea of "old enough", so if you're over 50 it wouldn't hurt to ask), anti-theft features...heck, just ask what you CAN get discounts for and tell her/him to be thorough!

By the time we get all the discounts we're eligible for on both of our cars, we probably end up with about 25% off the initial base price. Good luck!
Many give teachers and nurses a discount.
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Old 10-15-2015, 01:06 PM   #24397
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I'm going over my mail.

I received an 'invitation' to join a website called WWW.NEXTDOOR.COM. The pitch is that this is a networking site for my local neighborhood, sounds interesting. Have any of you had experience with this outfit?
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Old 10-15-2015, 01:12 PM   #24398
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Gathering up the energy to do some vacuuming. The air intake for the furnace is covered in dust, may as well take care of the carpet while I am at it. Have cardboard boxes to break down, cut up and dispose of. Still looking for boxes in the garage, need to have it cleaned out before the snow flies. One more shelving unit to build and the living room will be furnished to perfection.
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Old 10-15-2015, 01:41 PM   #24399
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I'm going over my mail.

I received an 'invitation' to join a website called WWW.NEXTDOOR.COM. The pitch is that this is a networking site for my local neighborhood, sounds interesting. Have any of you had experience with this outfit?
Several neighborhoods in my city use it. It's pretty cool, I think. It's mostly posts on lost pets, local events, stuff like that. The city police department is on it, too. At the beginning of the school year, a car with a few men tried to talk to some kids at a bus stop; They ran to tell someone and a parent got a picture of the car and posted it on Fb and NextDoor. The police followed up; it turned out to be a false alarm - the men were trying to ask where someplace was - but you never know.
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Old 10-15-2015, 01:43 PM   #24400
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Several neighborhoods in my city use it. It's pretty cool, I think. It's mostly posts on lost pets, local events, stuff like that. The city police department is on it, too. At the beginning of the school year, a car with a few men tried to talk to some kids at a bus stop; They ran to tell someone and a parent got a picture of the car and posted it on Fb and NextDoor. The police followed up; it turned out to be a false alarm - the men were trying to ask where someplace was - but you never know.
Thanks!

Maybe I will check it out, I was skeptical that it might be an effort to market me for various things I don't want or need.
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