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Old 08-15-2012, 03:44 AM   #4881
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We have just had tea and now relaxing at the pcs with a hot cuppa and some biscuits
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Old 08-15-2012, 11:06 AM   #4882
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I don't know what the law is where you live. Here, in Quebec, we have "no fault" insurance and must carry liability insurance, but we are not obliged to have "two way" insurance. If I don't want to pay to insure my car, I don't have to do so. I can buy cheaper "one way" insurance that just covers my liability.
It is the same here. My insurance is about $300 a year (I'm sure it was more when I was a teenager and my parents paid it), and I've been driving for 10 years and never used it. So, maybe I wouldn't be able to buy that nice of a car, but it would sure be a nice down payment lol.
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Old 08-15-2012, 11:59 AM   #4883
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It is almost 18.00 hours or 6pm and we shall be setting off for the Port for a café and stroll ... There is a artisanal market with all sorts of goodies to browse and check out.

Have lovely evening.
Margi.
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Old 08-15-2012, 01:35 PM   #4884
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Quote:
Originally Posted by Skittle68 View Post
It is the same here. My insurance is about $300 a year (I'm sure it was more when I was a teenager and my parents paid it), and I've been driving for 10 years and never used it. So, maybe I wouldn't be able to buy that nice of a car, but it would sure be a nice down payment lol.
I just remembered another way to save on car insurance. You can increase the deductible. A friend of mine put the money he saved by having a higher deductible into an account specifically for that. It took him about 7 years to save up the entire deductible, which he can use if he ever needs to pay the deductible.
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Old 08-15-2012, 02:31 PM   #4885
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Originally Posted by taxlady
I just remembered another way to save on car insurance. You can increase the deductible. A friend of mine put the money he saved by having a higher deductible into an account specifically for that. It took him about 7 years to save up the entire deductible, which he can use if he ever needs to pay the deductible.
Cool- I'll have to look into that!! I'm a very safe, aware driver. I don't get into fender benders (knock on wood) and I always follow traffic laws.
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Old 08-15-2012, 03:34 PM   #4886
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Cool- I'll have to look into that!! I'm a very safe, aware driver. I don't get into fender benders (knock on wood) and I always follow traffic laws.
Again, I don't know how it works where you live, but here I only pay the deductible for repairs due to an accident if I was at fault. I still have to pay deductible on vandalism to my car.
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Old 08-15-2012, 04:38 PM   #4887
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I'm replacing the screen in a screen door. It was torn to shreds by Shreddy, fighting with other cats through the screen.
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Old 08-15-2012, 05:09 PM   #4888
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Bad Shreddy

I have just had breakfast and made the bed...off to do the grocery shopping soon
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Old 08-15-2012, 05:23 PM   #4889
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I'm replacing the screen in a screen door. It was torn to shreds by Shreddy, fighting with other cats through the screen.
His name suits him!
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Old 08-15-2012, 05:23 PM   #4890
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I'm replacing the screen in a screen door. It was torn to shreds by Shreddy, fighting with other cats through the screen.
Mission accomplished. I only did the bottom section. Now it's up to Stirling to take off two patio doors, so I can put the screen door back.
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