Lindatooo, did your dog bite the postman? Seriously, you've had more trouble in the last few months than I've had in a lifetime. If you have records of these things, you might want to go in and discuss this with the postmaster.
...and that's the way it is in northern Minnesota.
I love paying my bills online. I used to work at a bank and talked with a lot of customers who were very suspicious of doing business that way. They did not feel it was safe.
There are certainly risks involved, but the same can be said of the old way of doing things. Thieves can steal your check right out of the mail and "wash" it and them write in any amount they like and clean you out that way.
When paying bills electronically you do so over a secure page meaning all your information is encrypted. I know my bank covers me 100% in case of electronic fraud against my account. This is not the case if I send a paper check. I think they cover me after $50 for that.