I have McAfee simply because my ISP provides the complete suite free, so I don't have to pay yearly subscriptions for it. It comes with everything listed above and is completely integrated so I don't have to do anything, it just works in the background. The only thing I didn't install from it is the backup utility. Most backup utilites just back up your personal files and info. If the computer crashes it is up to you to re-install everything then transfer your personal files and info back.
Think of all the web programs and Java you downloaded and installed so you could view videos and all the other neat stuff online. You have to re-install all that after a computer crash.
And all the Windows updates and Explorer updates and any other updates for programs you installed? All to be re-downloaded.
I chose ChiliSync for backing up. It installed easily and integrated itself into all the folders in the system. When it set up it just asked three questions: What do you want to back up, how often, and where do you want to back it up to? I chose everything, weekly, and to my Network drive.
Now if I crash I just re-install Windows, then ChiliSync, then run the recovery program and my computer looks exactly as it was as of the last weekly backup. At the worst, if it crashes just before a scheduled backup, I loose a weeks worth of emails, files, and updates. Not the end of the world for me.
My wife runs her business from her laptop; invoices, pictures, business software, etc. I back her up daily. When she is done working on it for the day, she just clicks on 'backup now' and sets the computer aside for an hour while it does its work. When it is done, she just shuts the computer off. Although most times I end up doing that part myself
Windows also comes with its own Repair and Restore system as well, but if it crashes and your Windows can't be repaired (like you have a drive failure or a virus takes out the System file), then you can't use restore and all is lost. Not secure enough in my opinion to be worth using it for backing up. It does come in handy in those cases where you installed a program and it messed things up. Uninstall the bad program, use the last Restore Point, and all is well.