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Saphellae 09-24-2008 06:34 PM

Buying a House
Does anyone have any advice for me? We are looking to buy a house. Just looking for generic tips and hints :)

As for me, I hope we can get a good deal on one that we are really interested in. Check out the kitchen, all appliances included too.. It's amazing (for me, coming from tiny kitchens lol)


My stand mixer will fit just to the left of the stove....

roadfix 09-24-2008 06:39 PM

That's very nice. What are single family homes going for these days where you're at?

My step-daughter is in the market for buying her first home here in LA but I'm telling her to wait as home prices are still dropping. But on the other hand, 30-year fixed mortgage rates are starting to look very attractive again.

GB 09-24-2008 06:40 PM

My advice is do not make your decision based on emotion. Look at a number of places before making a decision.

We fell in love with our first house and decided we wanted it even though both sets of parents told us it was going to be too small for us in no time. Well 5 years later we are realizing they were right. We are very happy here and do not regret buying this house, but we will need to find someplace bigger within a few years.

Saphellae 09-24-2008 06:45 PM

This place is 3 bedroom, two story with partially finished basement (needs ceiling and floor, wall covering, but is all concrete so good for storage and laundry). It's a semi attached condo, end unit, over 1000 square feet, private backyard. There are condo fees, but we dont have to mow the lawn or anything, and the roof, driveway, etc are covered so we don't have to worry about replacing a roof... lol

That one is asking for 139,400. It's in a nice family neighborhood on a bus route. The kitchen is a huge plus for me. It is newly painted, all hardwood floors which is a bonus we both have allergies. It looks great. I can even put a small garden in the back :)

And we could get KITTIES!!!!!!!!!!!!!!!!!
*jumps up and down*

Erm, edit.. got too excited and went off track, sent it before i was done lol.

We are looking at a bunch of places on friday evening with our real estate agent.

pdswife 09-24-2008 06:47 PM

Never take the first one!!
Keep looking because that dream house is around the corner.

Saphellae 09-24-2008 06:47 PM

THis was the second one ;) lol

roadfix 09-24-2008 07:05 PM


Originally Posted by Saphellae (Post 691616)
THis was the second one ;) lol

Look at least a dozen homes so you get the general idea and feel.
It also helps to pre-qualify for a home loan. This saves some time and gives you a realistic range of price on homes you should be looking at.

pdswife 09-24-2008 07:06 PM

If at all possible make the down payment large enough so you don't have
to pay morgage insurance every month.

GB 09-24-2008 07:07 PM


Originally Posted by pdswife (Post 691640)
If at all possible make the down payment large enough so you don't have
to pay morgage insurance every month.

Oh let me second this advice. This will save you a lot in the long run!

Saphellae 09-24-2008 07:08 PM

We are putting a down payment but not 25%. We'll be paying insurance.

There isn't alot left in our price range that we are interested in now, everyone is buying up places because on October 15th you will no longer be able to get a 0% down mortgage.

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