Free Credit Report

[IcyMist]

For those that might have missed the news, starting Wednesday you can obtain a free credit report (I think one time for the year) online. The following are 3 places that will be free BUT they said that at first they may be extremely busy so waiting a short time may be best or going online early early in the morning. All you are suppose to have to do is go there and request a free credit report.

www.equifax.com
www.experian.com
www.transunion.com

 

[texasgirl]

Thanks, Icy.
I knew they were going to do this, but, didn't know when.

 

[Lugaru]

Hmmm... when I worked for an insurance agency I used to run credit reports on my friends and surprise them with it... oddly enough I was never fired, I got layed off when the work dried up.

 

[HanArt]

Wednesday is the date for southern consumers. Those in eastern states, DC, Puerto Rico, and U.S. territories will still have to wait a few more months to get it free.

http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

 

[IcyMist]

Oops sorry guys I didn't hear that part of the news story. I thought it was throughout the U.S. Doesn't seem right that they don't have it for everybody at the same time.

 

[Barbara L]

They probably wanted to stagger them so they wouldn't have too big a load at once.

Barbara

 

[Dove]

They had a phone number for this quite awhile ago. I didn't learn anything I didn't already know.
Where we had accounts inc. bank accounts and the history of all bills being paid on time. If you want a number for how you were rated, you have to pay for it.
I thought it was a waste of time.

 

[texasgirl]

go here to get a report from all 3 companies, I just got all 3 of mine for free.

www.annualcreditreport.com
Transunion is a PAIN!

 

[Barbara L]

Thanks for the website. I checked mine tonight and printed them out. Sheesh, the report from Equifax was 23 pages long, the one from TransUnion was 9 pages, and the one from Experian was 17 pages. Barbara

 

[texasgirl]

They know more about you than you do, don't they, Barbara??

 

[Barbara L]

Yep! But what they don't know is that I have paid off one of the medical things that they say I never paid. I'm going to have to look into that.

Barbara