Well, I'm into my 4th month living in a trailer and it's been...both fun and not fun. We've had rain to end all rain (over 27 inches last month in my area from what I understand and 16 inches in the month of December), windstorms, and snow (I had about 7 inches in my yard). My trailer leaked, the contractor threw a tarp over it, and we just finished having a week of sunshine, although with cold temperatures. It's hard to cook when your olive oil gels up.
The good news is I may get electricity sooner and cheaper than I originally thought, maybe by the end of summer (please, please, please!). The bad news is how fast things can go south.
I've had a headlight out for a couple months now and I was finally stopped for it and given a warning. I own a PT Cruiser, which means that in order to change out the headlight, the wheel and casing needs to be taken off. That means my mechanic has to do that and that costs $40.
So naturally, this is all after I paid the contractor and bought food, paid some bills, etc. All I could do was explain to the storage people where my stuff was in storage that I wouldn't be able to pay the bill until March when my SSDI comes in. I used that money to get the headlight changed.
Last month I sold a dollhouse on eBay. When I received payment, money had already been taken out so I assumed that was the selling fee. Then, about 3 weeks later, I received an invoice asking for $25, which was eBay's 10% for the dollhouse. I very stupidly didn't completely read the invoice and thought I would pay it in March.
Come to find out eBay automatically takes those fees out through Paypal and when they tried and couldn't, I got an NSF fee. That's when I finally read the invoice through and realized they would keep trying to take the money out.
So now I'm stuck with a phone with no minutes on it and unable to contact either eBay or Paypal. So I went to my bank and the manager there recommended I close my account out so I wouldn't get anymore NSF fees, which could have gone over $200 by the time March rolled around. I did that and then made some fast tracks to the Social Security office to get my SSDI onto a card.
I guess I got there on the cutoff date but in the meantime, it's still possible the SSDI will try to go into my checking account and bounce back to SS, which may take until the 9th of March to get rerouted to my card.
So here I sit, not knowing whether or not I will have money coming in on the 3rd, my bills due, the storage rental fees due, owing the contractor for the last payment, a quarter tank of gas in my car, enough food till just the 3rd, and no minutes on my phone.
You know, if it wasn't so serious, it would be downright funny. Things were going great and then WHUMP! just like that, everything went haywire.
Anyhoo, one of my friends will help me out but still, it's just one more thing to worry about. When the electric goes in, the contractor said if I didn't have enough to pay for it all, I could just keep paying him until it's paid off. I'll do that, but I'm going to negotiate a lower monthly payment. I found I could live pretty well on less than $400 a month (bills, food, gas, propane, laundry, etc), but I think I just found out the hard way that I need a cushion in case things go sideways. LOL
Oh, and it's a good thing I had the headlight replaced. The other one went out a couple days ago.