I find the discussion about saving things and backup procedures interesting..
I have only been using a computer since 96 and cannot recall ever backing up anything.. I have nothing on my computer that I cannot do without.. I have had one, maybe two crashes and, when that happened, I just started over with a new computer..
I have a safely stored, hard copy, list of important (to me) sites and passwords so, if necessary or when I become incapacitated, my family can find what few things are of importance to them..
Other than keeping track of banking, etc., my PC is just for enjoyment..
There are times when I have wished I was more technically inclined but, the older I get, the less I think about that..
Disclaimer: My experiences may not be as someone else might think correct.. Life goes on..