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Old 05-23-2008, 07:50 AM   #1
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How often do you take out cash?

I am just sort of curious. How often do you go to the bank or ATM to take out cash?

I just noticed that I have $40 on me right now. I pay for almost everything by credit card (and pay the balance off in full each month). The $40 that I have on me right now was taken out of an ATM on Jan 1 the night before I went on a business trip. I withdrew $200 for cab fare and anything else I might need while traveling. This morning when I counted my money I was amazed that I still had $40 on me. I have only spent $160 in cash in almost half a year. That is just under a dollar a day in cash that I have spent so far.

So how about you? Do you use cash more frequently? Do you use debit or credit cards? Do you pay with wampum?


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Old 05-23-2008, 07:52 AM   #2
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I don't go to the atm very often. I don't have alot of money in my account so I try to leave it there lol.

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Old 05-23-2008, 07:52 AM   #3
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We hardly use cash, mostly use our debit/credit card for purchases.
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Old 05-23-2008, 07:55 AM   #4
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None of the stores I shop at accept wampum.

I use credit and debit cards as much as possible and pay off the balance in full each month. We charge our grioceries, car washes etc. so we can get the points for airfares.

I don't make cash last as long as you do. I usually take $50-$100 in cash back when I use the debit card and that can last a week or month depending on what's going on. The take-out delivery guys prefer cash. I usually use cash for misc. small purchases.
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Old 05-23-2008, 07:58 AM   #5
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I only withdraw cash when I need a large amount to take with me when I travel to someplace. That would be a few times per year.
My boyfriend is usually the one who withdraws the day to day money we spend. I think he does it every one or two weeks, depending on what we are currently buying.

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Old 05-23-2008, 08:01 AM   #6
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I only work 2 days a week so we cash my little checks to use for groceries and gas for the week.
It helps me keep on budget at the grocery store, because when I only have so much cash I only spend what I can...... There's no way I want to be at the register saying, "uh, I dont have enough $$ can I put this back?" I usually end up $20 under budget because I am so paranoid of being that person!
Usually towards the end of the off week that I don't get paid we will get some from the machine out of DH's checks to get to my next one, he gets paid weekly.
Not that there's anything wrong with that.....
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Old 05-23-2008, 08:07 AM   #7
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House hold bills are paid with checks...Gas on credit card and, A few things on a Charge Card paid in full each month...Groceries, some gas, going out to eat, and most other day to day "stuff' is cash. I don't own an ATM card, So I personally use a lot of cash money...
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Old 05-23-2008, 09:07 AM   #8
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Very little cash spent at our house, everything on the little plastic card which we earn points from, and paid off in full each month. Do not remember the last time I withdrew cash from my bank, what cash we do spend comes from our 'yard sale pot'. We have a sale each summer and that is used for cash purchases, which are far and few between. We do not fly so we use cash the points in for gift cards. One year when we were living in Texas, we received enough Shell gas cards to pay for our gas on a trip we took to North Carolina. Now we are in the process of painting our house inside and out and all of the paint has been paid for by Home Depot gift cards.
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Old 05-23-2008, 09:34 AM   #9
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nope, i hate having cash on me. Call it an OCD but when i check my bank account online and i see that i have 100$ in there and i have 50 on me. I dont count that as 150$, i still count it as 100$ because i go by what number i see in my account. Its weird but thats how i do things.
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Old 05-23-2008, 09:41 AM   #10
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Cash baby! Unless I am buying something online or want to keep track of a business expense, everything is paid in cash and sometimes check. Especially something small, say under 20 bucks. Drives me nuts to see people buy a happy meal and pull out the plastic. I don't care what the commercial eludes to, it is still faster to pay with cash.
And I think we discussed this under another topic, but being that I own a small business, I have feelings for other small businesses and all those dinky CC sales take away a noticeable amount of markup when you are deducting your processing fees at the end of the month.

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