DramaQueen
Head Chef
Several friends and I were having a discussion a few days ago about the state of the economy and how much we all lost. Money is tight, a couple of people in our group have been cut back on their jobs to a 3 days a week and we are all feeling the pinch. The subject came to Christmas gifts. I was surprised at how many of us will cut out most of the gift giving this year. A few people said they were shocked when they got their credit card bill every January and swore they would do less each year. This year they mean it. No one wants to go into debt. They said they finally got smart. My family and I feel the same way, we will buy for the two grandkids and that's it.
How do you feel about cutting back on unecessary gift giving in order to stay out of debt?
How do you feel about cutting back on unecessary gift giving in order to stay out of debt?