i would mix a can of rinsed and drained black beans with a half a can of drained yellow corn, some salsa, some minced white onion, and some chopped cilantro, and a little of salt. and a clove of minced garlic! i forgot the garlic! i would top it all off w/a layer of extra sharp cheddar. garnish would be a few slices of jalapeno or some snipped scallion. i'd serve with bagged tortilla chips.
or
i'd mash a rinsed, drained can of Great Northern beans really well and add a clove or 2 of mashed garlic, some fresh basil, lots of white pepper, and a little scallion. then i'd serve that with warm pita wedges, carrot sticks, and toasted bagel pieces, maybe some melba toast.