Addie
Chef Extraordinaire
For years I had a system that worked very well for me. I always kept a year of payments on file. Put the new one in, take out the year old one. Not once have I ever had to look back on what was in the files. So little by little I kept falling behind on the filing. And it seemed like I would run out of stamps at the most inconvenient time. I only have five bills to pay each month including my rent. Now I only write one check. Sometimes two if I need cash items at the grocery store that aren't covered by food stamps. And no stamps are needed as the office for my rent is right down stairs. Eventually I will have only my medical files and checking/savings account along with miscellaneous stuff. Letters, odd receipts, etc. One less chore to do. And it had become a chore I was hating. There will be less stuff and junk for my kids to sort through. Any real important papers are stored at my daughter's house in her safe. I receive notice of my bills on line. And I always pay over what is due. My phone bill is only $17+ a month, so I up it to the next dollar. I hate odd change.
Any time I get coffee to go, I tell the girl to keep the change. And when I have to bring home change, it goes into the glass milk bottle. When I get enough, I roll it all. A full bottle comes to about $40. That gets converted right away to the savings account. After a while it adds up and it is a nice feeling to have something to fall back on if needed. It is what keeps me going to the end of the month.
Any time I get coffee to go, I tell the girl to keep the change. And when I have to bring home change, it goes into the glass milk bottle. When I get enough, I roll it all. A full bottle comes to about $40. That gets converted right away to the savings account. After a while it adds up and it is a nice feeling to have something to fall back on if needed. It is what keeps me going to the end of the month.