Cheryl J
Chef Extraordinaire
Use the quilt, Cheryl! I have several treasured quilts, made by both DH's and my great grandmother and other relatives. They won't keep you warm when you're no longer here and don't need them anymore!
I keep one on the guest bed, and rotate. They were made to be used and loved.
You are so right. One is done, the other one I found hasn't been quilted yet, it's only the top.