Dawgluver
Chef Extraordinaire
- Joined
- Apr 12, 2011
- Messages
- 25,033
Costco day...
Can I add a few things to the list?
PF, do you have the Costco Amex card? The perks look great. I usually write a check there, as they don't take Visa.
Costco day...
Can I add a few things to the list?
PF, do you have the Costco Amex card? The perks look great. I usually write a check there, as they don't take Visa.
It's either Amex or debit for cards. Cash is also welcome.
Can I add a few things to the list?
PF, do you have the Costco Amex card? The perks look great. I usually write a check there, as they don't take Visa.
Thanks Andy. Didn't realize about debit card.
I think I will apply for the Costco Amex. No annual fee, and you get 1-5% cash back.
I don't like to have too many CCs. Not good for your credit rating. When Costco first started pushing Amex, I thought there was a fee. I guess they changed it.
I've heard the Capital One card has great perks. Do they rebate the out-of-country ATM fees? Charles Schwab debit card does, it's one of the few that does that world-wide.
Our debit cards are with a credit union and they refund ATM fees in the US. I've never used a debit card outside the country. The Capital One cards are credit cards. We use them in Aruba and Canada. They do not charge a currency conversion fee. Many credit cards do.
I wouldn't use a credit card for cash, as cash advance fees are steep. When we travel, we use the credit card as much as possible. Restaurants, groceries, rental car, jewelry and souvenirs in established stores. Cash is for casinos and little vendor stalls where cash is the only option. That way we have a record of everything and accumulate even more points on the vacation paid for by points.
That leaves us with all that unused cash in the bank to pay off the CC balance so we don't have to pay interest.
I was just drooling over these
Mouthwatering steaks with an unusual twist
Can I add a few things to the list?
PF, do you have the Costco Amex card? The perks look great. I usually write a check there, as they don't take Visa.
Dawg, PF must still be out shopping....we have the Costco Amex card. There are a lot of perks. We use it for everything, even pay our utility bills, insurance, cell phone bills etc. this means we get the most out of those "perks". 1,2 &3% back. We had enough of a rebate this Spring to buy 6 new batteries for the motorhome (they are pricey). I would pay my mortgage with it if I could! Of course we pay it off in full each month, I wouldn't suggest any credit card to anyone who wasn't prepared to do that. Credit card debt is out if control in this Country as well as Canada.
Dawg, PF must still be out shopping....we have the Costco Amex card. There are a lot of perks. We use it for everything, even pay our utility bills, insurance, cell phone bills etc. this means we get the most out of those "perks". 1,2 &3% back. We had enough of a rebate this Spring to buy 6 new batteries for the motorhome (they are pricey). I would pay my mortgage with it if I could! Of course we pay it off in full each month, I wouldn't suggest any credit card to anyone who wasn't prepared to do that. Credit card debt is out if control in this Country as well as Canada.
What, no...I got back hours ago and posted my answer...