Addie
Chef Extraordinaire
It's not difficult math to estimate what claiming SS vs. waiting will cost you. I found it advisable to start at 62 and I have another ten years to go before I start "losing" money.
Andy, I too filed at age 62. Then I forgot that I filed. I was still doing temp work and had a steady paycheck coming in. Then about a year later, I remembered that I had filed for 62 and where were my checks? I was by then 63. I called SS, they told me that I opted to have my checks deposited to my savings account instead of my checking. I had a nice little nest egg. Even though I get a statement every month for both accounts, it never dawned on me to check the savings.